Your AmiGo is waiting for you.

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Start digital banking with AmiGo by OceanFirst Bank—your new financial friend, with benefits.

  • Free debit card

    When you sign up, you get an OceanFirst Bank VISA® debit card with rewards. Use it for purchases and payments, as well as ATM activities such as deposits, transfers and withdrawals. We even provide free fraud monitoring.

  • Free mobile deposits

    Using the OceanFirst Mobile app, simply snap a pic of your check and send it to us via smartphone or tablet. It’s easy, safe and convenient.

  • Unlimited ATMs

    Many banks zap you with a charge for using another bank’s ATM. Not us. Feel free to use your OceanFirst Bank VISA® debit card at any ATM in the U.S. Plus, if you use ATMs elsewhere in the world, we’ll refund your foreign fees (up to $1.50).

  • No fees

    That’s the beauty of AmiGo by OceanFirst Bank. You bank risk-free and hassle-free, with zero fees. Nadda. Never.

  • Branchless banking

    You don’t need to come into a branch to bank with us. Your money’s available digitally 24/7, to match your mobile lifestyle. But we’re always here if you need us. Just stop by your nearest branch or call us at 1-888-OCEAN33 with any questions or concerns.

  • Zero liability guarantee

    You need protection. That’s why you won’t be held responsible for unauthorized debit card charges made with your account information—even if your debit card is lost, stolen or fraudulently used.

Get started

Just click here to complete your account application online, and we’ll do the rest. Welcome to the OceanFirst family.

Apply now

Frequently Asked Questions

The good news is you can open your online account with just $50. The better news is you’ll never be required to maintain a minimum monthly balance.

Your first book of checks is free. Your VISA® debit card includes a Zero Liability Loss Guarantee, and there is no fee for overdraft transfer from a linked OceanFirst Bank account. There are also no fees for stop payments, incoming wires, premature account closing, or copies of checks/statements/account activity.

OceanFirst’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized debit card charges made with your account or account information. You’re protected if your debit card is lost, stolen or fraudulently used, online or offline.

Yes. Your AmiGo account will earn an annual percentage yield (APY) of 0.25% on all balances over a penny ($0.01). This variable APY is effective as of 11/12/18 and can change.

Absolutely! Once you’ve opened the account online, you’re always welcome to visit one of our branch locations. But, with all our digital capabilities, you can bank on-the-go from just about anywhere. No drive to the branch required.